You’re exploring a fictional household — every number here is made up. Your real books would stay on your own computer. Open your own coffer →

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Coffer — household finance

Coffer Money

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The Books

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📖 Your year with Coffer

Spend, surprises, price hikes survived, refunds caught — generated on this device, for your eyes.

At a glance

Net worth

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Cash accounts

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Spending (MTD)

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Net (MTD)

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Spending by category

Month-to-date

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Accounts

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Activity

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Categorize & clean up

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Net worth over time

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Your assets & equity

estimates, not appraisals

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Shared bills

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Recurring & subscriptions

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Can we afford this?

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Budgets vs actual

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Savings goals

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Debt payoff

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Household

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Connections

Where your numbers come from. Your data lands on this computer whichever way it arrives — switching keeps budgets, rules and history.

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Ask Coffer

Deep

Ask about your money — answers come from your loaded data. Coffer shares information and estimates, not financial advice.

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Coffer provides information and estimates for educational purposes — not financial, investment, tax, or legal advice. Estimates are labeled and your own numbers always override them. · Export your data

Connect Monarch to light the Coffer

Coffer reads your accounts, transactions, and budgets live from Monarch Money — no statement imports, no bank passwords handed to anyone new. Monarch keeps syncing your banks; Coffer turns it into a household picture.

Install the Coffer Monarch connector (bundled with this plugin)
Run hearth-login once in Terminal — your Monarch email, password, and 2FA stay on this Mac
Come back here and hit the button below

Or ask in chat: "set up hearth's monarch connection" for a guided walk-through.

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